ESG
Non financial factors which measure sustainability and societal impact used to evaluate corporate performance
or individual
LWCC covers only Louisiana businesses and organizations
workplace safety
Guaranteeing your workplace is as safe as possible for your workforce is the best way to minimize risk and decrease chances of workplace injury.
system of free resources
A vast online library of regularly-updated safety resources, tools, and references made available to policyholder for free.
safety experts
LWCC’s Consultants on Call are dedicated to understanding your operations and customizing safety solutions to meet your needs.
mutual insurance company
We are mandated to serve the mutual benefits of its members.
personalized service
Our Agency Relations Representatives are available to partner with you to serve your policyholders through in-person or virtual visits, depending on your preference.
underwriting team
Specialized team with in-depth knowledge of the unique needs of companies of various sizes and specialties.
tools and information
The team assists agents in connecting to relevant department contacts, as well as resources, tools, guides, and educational materials available from LWCC.
dedicated agent resource
LWCC Agency Relations are here to serve agents and their staff only.
compassionate care
Genuine compassion requires the experience to know what matters and what help is actually needed.
plan development
WorkAction plans are customized to the injured workers’ needs by vocational rehabilitation specialists.
early intervention
Our WorkAction return-to-work program capitalizes on the window of opportunity right after an employee is injured to help create a return-to-work plan that works for you.
return-to-work program
Our experienced team helps design the right program for individual claims, or assist you in creating a proactive program to safely get your employee back to work — all at no cost.
quality medical care
Including hospitals, clinics, specialists, pharmacies, physical therapists, chiropractors, diagnostic testing, durable medical equipment vendors, rehabilitation, and home healthcare providers.
skilled providers
LWCC has selected providers across the state based on their expertise in occupational medicine, professional credentials, use of established treatment guidelines, and effective return-to-work practices.
prompt access
With OMNET®, injured employees are guaranteed appointments with specialists on a priority basis.
statewide
The first of its kind in Louisiana, OMNET includes providers across the state, even in rural areas.
strong financial results
The dividend program is made possible by the sound counsel of our agent partners, our employees’ dedication to excellence in execution, policyholders’ continued commitment to safety, a strategic approach to investment and risk management, and guiding principles that keep us focused on planning and preparing for the unexpected.
policyholders
Returns are maximized by long-term policyholders who become fully vested in the dividend program.
shared
A unique benefit for policyholders of a mutual insurance company.
workers’ compensation related
Provide a broad range of litigation services in the workers’ compensation arena.
provides counsel
The team handles cases of all sizes, regardless of the complexity of the dispute at issue.
in-house legal team
The Johnson, Rahman & Thomas team has approximately 19 lawyers, paralegals and legal assistants.
correct premium
Per the policy, the final premium is determined after the policy ends by using the actual premium (validated at the audit), along with proper classifications and rates.
charged
The amount of premium due.
opportunity
The audit is an important step in the workers’ comp insurance process.
financial gain
Can include paid benefits, unnecessary treatment or prescriptions, misrepresenting business details, and more.
intentional deception
Deception by a member of the workforce, a company leader, or a healthcare provider.
fully protect
Workers’ compensation is a form of insurance providing wage replacement and medical benefits to employees injured on the job.
assist employers
Agents solicit and negotiate insurance contracts for the best fit between an insurer and a business or organization.
valuable resource
LWCC does not write workers’ comp policies directly with employers. We are proud to partner with agents across the state to provide outstanding service to our policyholders and their workers.
business, organization,
LWCC covers only Louisiana businesses and organizations
insurance policy
Our focus always has and always will be workers’ comp insurance
business or individual
LWCC covers only Louisiana businesses and organizations
injured workers
LWCC understands the difficulty of being injured on the job and is there to help those requiring assistance in recovery and return to work.
workers’ compensation
A form of insurance providing wage replacement and medical benefits to employees injured on the job.
private, nonprofit
We are mandated to serve the mutual benefits of our members.
evaluate corporate performance
The broader impact a company is having on the community and the world.
Non financial factors
Environmental, social, and governance
safety resources
Training, information, and experienced professionals made available to policyholders to prevent workplace accidents and improve overall workplace safety.
OUR PROMISE
Creating a more prosperous and more resilient Louisiana
LWCC recognizes the importance of focusing on the impact a company is having beyond the bottom line and is committed to elevating Louisiana’s position in America through our core business and new initiatives that align with our corporate values.
Environmental
We strive for our footprint to continually enhance Baton Rouge and for our operations to minimally impact the natural beauty of our state. We will encourage efforts across the state to protect and preserve Louisiana’s environment.
Social
The health and safety of Louisiana’s workforce is paramount to Louisiana’s sustainable success and we are committed to promoting safety, health, and wellness practices in our employees, agent partners, policyholders, and all citizens of Louisiana.
Governance
We will hold ourselves accountable to these ESG principles and provide transparency in our progress to all of our agent partners, policyholders, and Louisiana citizens. We will incorporate these ESG principles into our corporate strategy, annual strategic plans, leadership discussions, and employee management. Our reporting will reflect the values of Louisiana Loyal.
The Initiatives
Environmental features
Community revitalization through real-estate acquisitions
Converting our office building to be LEED Certified
Utilizing virtual meetings when they can be effective to avoid extensive travel
Converting to digital documents Providing disaster recovery support
Social features
Safety Services resources
Safety Grants Program
Safe Schools Initiative
Benefits paid to injured workers
OMNET provider network
Kids' Chance Scholarship Program
Angel Tree - holiday gifts to families of injured workers
VTO and Donation Matching Program
LiveWell - LWCC’s health and wellness program
Louisiana Loyal Service Project
Dividend program
Corporate Wellness
LWCC Foundation
Louisiana Well Again: COVID-19 Response Package and Grants Program
Education and training at the Foster Learning Center at LWCC
Diversity & Inclusion ERG
Governance features
Louisiana Loyal and ESG initiatives incorporated into company’s strategy map and annual goals
ESG reporting page on lwcc.com reflecting annual updates
Enterprise Risk Management (ERM) Program
Governance training for board members and executives
Employee Code of Conduct - annual review/signing and ongoing education
Board structure and/or reporting
Reporting to regulatory and rating agencies
