LWCC (Louisiana Workers’ Compensation Corporation) is a private, nonprofit mutual insurance company and the largest workers’ compensation carrier in Louisiana. Our purpose is to help Louisiana thrive. By providing best-in-class workers’ comp insurance coverage that includes robust safety resources and compassionate care for injured workers, we are able to serve this purpose.

or individual

LWCC covers only Louisiana businesses and organizations

workplace safety

Guaranteeing your workplace is as safe as possible for your workforce is the best way to minimize risk and decrease chances of workplace injury.

system of free resources

A vast online library of regularly-updated safety resources, tools, and references made available to policyholder for free.

safety experts

LWCC’s Consultants on Call are dedicated to understanding your operations and customizing safety solutions to meet your needs.

mutual insurance company

We are mandated to serve the mutual benefits of its members.

personalized service

Our Agency Relations Representatives are available to partner with you to serve your policyholders through in-person or virtual visits, depending on your preference.

underwriting team

Specialized team with in-depth knowledge of the unique needs of companies of various sizes and specialties.

tools and information

The team assists agents in connecting to relevant department contacts, as well as resources, tools, guides, and educational materials available from LWCC.

dedicated agent resource

LWCC Agency Relations are here to serve agents and their staff only.

compassionate care

Genuine compassion requires the experience to know what matters and what help is actually needed.

plan development

WorkAction plans are customized to the injured workers’ needs by vocational rehabilitation specialists.

early intervention

Our WorkAction return-to-work program capitalizes on the window of opportunity right after an employee is injured to help create a return-to-work plan that works for you.

return-to-work program

Our experienced team helps design the right program for individual claims, or assist you in creating a proactive program to safely get your employee back to work — all at no cost.

quality medical care

Including hospitals, clinics, specialists, pharmacies, physical therapists, chiropractors, diagnostic testing, durable medical equipment vendors, rehabilitation, and home healthcare providers.

skilled providers

LWCC has selected providers across the state based on their expertise in occupational medicine, professional credentials, use of established treatment guidelines, and effective return-to-work practices.

prompt access

With OMNET®, injured employees are guaranteed appointments with specialists on a priority basis.


The first of its kind in Louisiana, OMNET includes providers across the state, even in rural areas.

strong financial results

The dividend program is made possible by the sound counsel of our agent partners, our employees’ dedication to excellence in execution, policyholders’ continued commitment to safety, a strategic approach to investment and risk management, and guiding principles that keep us focused on planning and preparing for the unexpected.


Returns are maximized by long-term policyholders who become fully vested in the dividend program.


A unique benefit for policyholders of a mutual insurance company.

workers’ compensation related

Provide a broad range of litigation services in the workers’ compensation arena.

provides counsel

The team handles cases of all sizes, regardless of the complexity of the dispute at issue.

in-house legal team

The Johnson, Rahman & Thomas team has approximately 19 lawyers, paralegals and legal assistants.

correct premium

Per the policy, the final premium is determined after the policy ends by using the actual premium (validated at the audit), along with proper classifications and rates.


The amount of premium due.


The audit is an important step in the workers’ comp insurance process.

financial gain

Can include paid benefits, unnecessary treatment or prescriptions, misrepresenting business details, and more.

intentional deception

Deception by a member of the workforce, a company leader, or a healthcare provider.

fully protect

Workers’ compensation is a form of insurance providing wage replacement and medical benefits to employees injured on the job.

assist employers

Agents solicit and negotiate insurance contracts for the best fit between an insurer and a business or organization.

valuable resource

LWCC does not write workers’ comp policies directly with employers. We are proud to partner with agents across the state to provide outstanding service to our policyholders and their workers.

business, organization,

LWCC covers only Louisiana businesses and organizations

insurance policy

Our focus always has and always will be workers’ comp insurance

business or individual

LWCC covers only Louisiana businesses and organizations

injured workers

LWCC understands the difficulty of being injured on the job and is there to help those requiring assistance in recovery and return to work.

workers’ compensation

A form of insurance providing wage replacement and medical benefits to employees injured on the job.

private, nonprofit

We are mandated to serve the mutual benefits of our members.

evaluate corporate performance

The broader impact a company is having on the community and the world.

Non financial factors

Environmental, social, and governance

safety resources

Training, information, and experienced professionals made available to policyholders to prevent workplace accidents and improve overall workplace safety.

However, we do not stop there.


Helping Louisiana thrive.


To be a catalyst elevating Louisiana’s position in America.


Bettering Louisiana one business and one worker at a time.

A history of elevating Louisiana one business and one worker at a time

Our work stabilized Louisiana workers’ comp insurance and created a competitive market, causing the cost of coverage to decline steadily while enabling more entrepreneurs to start Louisiana businesses. Louisiana now has the lowest workplace injury rate of any state and all Louisiana companies are guaranteed access to workers’ comp insurance. Our commitment to Louisiana has also driven economic growth, created a safer and healthier workforce, and made homeownership a reality for thousands of Louisiana citizens.

Our journey


Louisiana Workers’ Compensation Corporation (LWCC), a private, nonprofit mutual insurance company, is created. 


LWCC opens for business utilizing a small loan from a local bank. With the help of independent agents, policy count reaches more than 30,000 by the end of the first year. 


The original debt was paid in full in under two years.


OMNET® was created, partnering with healthcare providers to create the state’s first and largest managed-care network to best serve injured workers.


LWCC was deemed tax exempt by a federal amendment as part of the Taxpayer Relief Act of 1997.


The Louisiana Legislature passed a package of legislation that established the procedures to remove the full faith and credit of the state, ensuring long-term stability. 


LWCC received its first “excellent” rating from A.M. Best.


LWCC is named one of the top 50 property and casualty insurers in the nation by Ward Group.


LWCC announced the first-ever dividend, totaling $10 million, to policyholders.


LWCC hosted the inaugural Kids’ Chance Invitational Golf Tournament benefiting the Louisiana Bar Foundation’s Kids’ Chance Scholarship Fund. 


LWCC honored original CEO with the creation of the Stephen W. Cavanaugh Scholarship Fund, supporting individuals pursuing degrees in insurance-related fields. 


The Greater Baton Rouge Business Report and Junior Achievement both recognized LWCC as “Company of the Year.”


LWCC became one of seven organizations inducted into the 2011 Palladium Balanced Scorecard Hall of Fame for Executing Strategy.


LWCC was recognized for ethics in business with the Douglas Manship, Sr. Torch Award by the Better Business Bureau.


LWCC named one of the Best Places to Work in Baton Rouge by The Greater Baton Rouge Business Report and SHRM.


The Corporate Citizenship Program was formed, encouraging employees to take an active part in improving their own communities.


LWCC launched the Safe School Program to reinforce the importance of safety in schools across the state. 


LWCC launched Louisiana Loyal, a new position focused on being a catalyst to elevate Louisiana’s position in America. 


The LWCC Foundation was established and Louisiana Well Again: COVID-19 Response Package, pledged $1.1 million to help Louisiana respond to and recover from a global pandemic.


LWCC named one of the Best Places to Work in Baton Rouge by The Greater Baton Rouge Business Report and SHRM.


LWCC exceeded the billion dollar mark in funds distributed through the dividend program.


LWCC dedicated the Governor M.J. “Mike” Foster, Jr. Learning Center at LWCC, a resource for employees, agents, policyholders, and the community to cultivate ideas to progress Louisiana forward.

What sets us apart?

While other carriers come and go as market conditions fluctuate, LWCC has been and always will be here to meet the needs of Louisiana businesses and their hardworking employees. 

Our focus remains on excellence in execution, from underwriting to life-long care of an injured worker. The results inspire our agent partners and their policyholders to trust us and be proud to work with us.


Louisiana businesses
served annually


Louisiana workers
covered annually


in dividends paid
since 2003


rate decrease
since inception

A model workers’ comp provider and a Champion of Louisiana

Dedicated to Louisiana

Serves only businesses and organizations of Louisiana

State's largest carrier

Remains Louisiana’s largest workers’ comp insurance carrier, insuring 20,000 policyholders

64.8% rate decrease

Lowered policyholder rates by 64.8% since inception

$1.25B in dividends

Paid $1.25 billion in dividends to policyholders over 17 years, fueling economic growth in Louisiana

$2.6B to injured workers

Paid $2.6 billion in injured worker benefits, allowing workers to get back to work

Dependable financial strength

Maintains an “A” (Excellent) Financial Strength Rating by A.M. Best Company

Top-performing company

Named by Ward Group to the Ward’s 50® group of top-performing property-casualty insurance companies 17 times

Investing in Louisiana

Invested $518 million in mortgage securities to support the LA housing market

Specialized in-house teams

Provides specialized safety and claims reps, in-house attorneys, and premium auditors with in-depth industry knowledge

Connect with us

Executive Team & Board of Directors

Meet our leaders

Foster Learning Center at LWCC

Join us for upcoming events

Career Opportunities

Join our team

Contact and Connect

Get in touch