POLICYHOLDER

A business, organization, or individual who owns an insurance policy.

or individual

LWCC covers only Louisiana businesses and organizations

workplace safety

Guaranteeing your workplace is as safe as possible for your workforce is the best way to minimize risk and decrease chances of workplace injury.

system of free resources

A vast online library of regularly-updated safety resources, tools, and references made available to policyholder for free.

safety experts

LWCC’s Consultants on Call are dedicated to understanding your operations and customizing safety solutions to meet your needs.

mutual insurance company

We are mandated to serve the mutual benefits of its members.

personalized service

Our Agency Relations Representatives are available to partner with you to serve your policyholders through in-person or virtual visits, depending on your preference.

underwriting team

Specialized team with in-depth knowledge of the unique needs of companies of various sizes and specialties.

tools and information

The team assists agents in connecting to relevant department contacts, as well as resources, tools, guides, and educational materials available from LWCC.

dedicated agent resource

LWCC Agency Relations are here to serve agents and their staff only.

compassionate care

Genuine compassion requires the experience to know what matters and what help is actually needed.

plan development

WorkAction plans are customized to the injured workers’ needs by vocational rehabilitation specialists.

early intervention

Our WorkAction return-to-work program capitalizes on the window of opportunity right after an employee is injured to help create a return-to-work plan that works for you.

return-to-work program

Our experienced team helps design the right program for individual claims, or assist you in creating a proactive program to safely get your employee back to work — all at no cost.

quality medical care

Including hospitals, clinics, specialists, pharmacies, physical therapists, chiropractors, diagnostic testing, durable medical equipment vendors, rehabilitation, and home healthcare providers.

skilled providers

LWCC has selected providers across the state based on their expertise in occupational medicine, professional credentials, use of established treatment guidelines, and effective return-to-work practices.

prompt access

With OMNET®, injured employees are guaranteed appointments with specialists on a priority basis.

statewide

The first of its kind in Louisiana, OMNET includes providers across the state, even in rural areas.

strong financial results

The dividend program is made possible by the sound counsel of our agent partners, our employees’ dedication to excellence in execution, policyholders’ continued commitment to safety, a strategic approach to investment and risk management, and guiding principles that keep us focused on planning and preparing for the unexpected.

policyholders

Returns are maximized by long-term policyholders who become fully vested in the dividend program.

shared

A unique benefit for policyholders of a mutual insurance company.

workers’ compensation related

Provide a broad range of litigation services in the workers’ compensation arena.

provides counsel

The team handles cases of all sizes, regardless of the complexity of the dispute at issue.

in-house legal team

The Johnson, Rahman & Thomas team has approximately 19 lawyers, paralegals and legal assistants.

correct premium

Per the policy, the final premium is determined after the policy ends by using the actual premium (validated at the audit), along with proper classifications and rates.

charged

The amount of premium due.

opportunity

The audit is an important step in the workers’ comp insurance process.

financial gain

Can include paid benefits, unnecessary treatment or prescriptions, misrepresenting business details, and more.

intentional deception

Deception by a member of the workforce, a company leader, or a healthcare provider.

fully protect

Workers’ compensation is a form of insurance providing wage replacement and medical benefits to employees injured on the job.

assist employers

Agents solicit and negotiate insurance contracts for the best fit between an insurer and a business or organization.

valuable resource

LWCC does not write workers’ comp policies directly with employers. We are proud to partner with agents across the state to provide outstanding service to our policyholders and their workers.

business, organization,

LWCC covers only Louisiana businesses and organizations

insurance policy

Our focus always has and always will be workers’ comp insurance

business or individual

LWCC covers only Louisiana businesses and organizations

injured workers

LWCC understands the difficulty of being injured on the job and is there to help those requiring assistance in recovery and return to work.

workers’ compensation

A form of insurance providing wage replacement and medical benefits to employees injured on the job.

private, nonprofit

We are mandated to serve the mutual benefits of our members.

evaluate corporate performance

The broader impact a company is having on the community and the world.

Non financial factors

Environmental, social, and governance

safety resources

Training, information, and experienced professionals made available to policyholders to prevent workplace accidents and improve overall workplace safety.

Equipping You and Your Business for the Future

As an employer, you want the best for your most valued asset— your employees.

LWCC works beside you as your partner, helping you protect your employees from work-related injuries and making safety, health, and wellness an integral part of your culture and operations. If an injury does occur, we’ll be there to provide fast, quality claims management to ensure your employees receive the best possible medical care and return to work as quickly and safely as possible.

Managing your LWCC Policy

LWCC Interactive

Our secure, password-protected online platform simplifies the management of your workers’ comp insurance with LWCC. Available 24/7, it allows policyholders to report a claim quickly, request loss runs, request claims analysis, access policy information, and more.

Claims Management

The goal of our claims management program is to help get your employees well and back to work as soon as possible. Learn more about how to file a claim and how our experienced team closely manages all aspects of a claim.

Make a Payment

Payments can be made online through a secure payment processing system.

Discover our Policyholder Services & Resources

LWCC offers a robust suite of services to our policyholders to help you establish best practices and maximize your workers’ comp policy. By utilizing these programs and best-in-class resources, together we can keep your workforce safe and elevate Louisiana.

OMNET

Our statewide occupational medicine network which provides injured employees with immediate access to specialized healthcare providers.

Learn more

WorkAction

LWCC’s Return to Work program that capitalizes on the window of opportunity right after an employee is injured to help create an individualized return-to-work plan.

Learn more

Safety Services

A team of experienced safety professionals lead our department of complementary safety programs aimed at helping you develop and maintain a safe working environment.

Learn more

Legal Assistance

Our in-house law firm offers free legal services for policyholders in workers’ compensation related legal matters.

Learn more

Fraud Prevention

LWCC’s Fraud Team diligently pursues fraudulent claims and educates policyholders on preventative measures to lower workers’ comp costs for employers.

Learn more

Premium Audit Preparation

LWCC’s objective is to make the audit process a positive experience for all parties. Learn about what to expect.

Learn more

Featured resources

View all

Making Safety Part of your Workplace Culture

LWCC is committed to supporting all policyholders in the development of safety programs and culture. A successful safety and risk management program requires detailed planning, careful implementation, and employers and employees who are committed to a strong safety culture.

Policyholder news & updates

news
Posted on 24 May 2021

LWCC honored at AASCIF Awards

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros elementum tristique. Duis cursus, mi quis viverra ornare, eros dolor interdum nulla.

news
Posted on 24 May 2021

LWCC honored at AASCIF Awards

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros elementum tristique. Duis cursus, mi quis viverra ornare, eros dolor interdum nulla.

news
Posted on 24 May 2021

LWCC honored at AASCIF Awards

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros elementum tristique. Duis cursus, mi quis viverra ornare, eros dolor interdum nulla.

news
Posted on 24 May 2021

LWCC honored at AASCIF Awards

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros elementum tristique. Duis cursus, mi quis viverra ornare, eros dolor interdum nulla.

news
Posted on 24 May 2021

LWCC honored at AASCIF Awards

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros elementum tristique. Duis cursus, mi quis viverra ornare, eros dolor interdum nulla.

news
Posted on 24 May 2021

LWCC honored at AASCIF Awards

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros elementum tristique. Duis cursus, mi quis viverra ornare, eros dolor interdum nulla.

news
Posted on 24 May 2021

LWCC honored at AASCIF Awards

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros elementum tristique. Duis cursus, mi quis viverra ornare, eros dolor interdum nulla.

news
Posted on 24 May 2021

LWCC honored at AASCIF Awards

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros elementum tristique. Duis cursus, mi quis viverra ornare, eros dolor interdum nulla.

news
June 10, 2024

5 Steps to Safety in the Workplace

A successful safety and risk management program requires detailed planning, careful implementation, and employers and employees who are committed to a strong safety culture.

news
May 1, 2024

Top Tips for Work Zone Safety

LWCC recognizes National Work Zone Awareness Week, sharing tips and reminders to ensure safety for all.

news
March 28, 2024

LWCC Celebrates Excellence in Workplace Safety with 2023 Safest 70 Awards

Workers’ comp provider honors Louisiana companies prioritizing safety.

news
February 15, 2024

LWCC Announces 5.6% Overall Rate Reduction for 2024

LWCC has completed its annual actuarial review and analysis and is pleased to announce an overall rate reduction of 5.6%, effective May 1, 2024.

news
January 17, 2024

LWCC Awards $20,000 in Support to Three Exceptional Nonprofits through Holiday Giving Contest

LWCC’s annual Holiday Giving Contest celebrates and elevates Louisiana-based nonprofits in partnership with agent partners.

news
December 12, 2023

Celebrating Louisiana: 2023 Year in Review

In 2023, LWCC continued its commitment to Louisiana, launching new initiatives and building on past successes. Look back on the many ways we celebrated our great state this year.

news
December 4, 2023

Empowering Healing Through Comfort and Joy

Utilizing funds from LWCC’s 2022 Holiday Giving Contest, Maddie’s Footprints was able to expand the services they provide to Louisiana families mourning the loss of an infant.

news
September 27, 2023

Sparking Interest in Fire Safety

In the realm of workplace safety, few scenarios can be as dangerous as a fire outbreak. LWCC’s Safety Team is here to assist in keeping you safe.

news
September 7, 2023

LWCC Provides Safety Funds to 15 Louisiana-Based Businesses

Over $50,000 in Safety Funding Program grants to help increase workplace safety

news
September 6, 2023

AM Best Reaffirms LWCC’s “A” Rating

LWCC rated “A” for the 25th time since 1998