POLICYHOLDER
A business, organization, or individual who owns an insurance policy.
or individual
LWCC covers only Louisiana businesses and organizations
workplace safety
Guaranteeing your workplace is as safe as possible for your workforce is the best way to minimize risk and decrease chances of workplace injury.
system of free resources
A vast online library of regularly-updated safety resources, tools, and references made available to policyholder for free.
safety experts
LWCC’s Consultants on Call are dedicated to understanding your operations and customizing safety solutions to meet your needs.
mutual insurance company
We are mandated to serve the mutual benefits of its members.
personalized service
Our Agency Relations Representatives are available to partner with you to serve your policyholders through in-person or virtual visits, depending on your preference.
underwriting team
Specialized team with in-depth knowledge of the unique needs of companies of various sizes and specialties.
tools and information
The team assists agents in connecting to relevant department contacts, as well as resources, tools, guides, and educational materials available from LWCC.
dedicated agent resource
LWCC Agency Relations are here to serve agents and their staff only.
compassionate care
Genuine compassion requires the experience to know what matters and what help is actually needed.
plan development
WorkAction plans are customized to the injured workers’ needs by vocational rehabilitation specialists.
early intervention
Our WorkAction return-to-work program capitalizes on the window of opportunity right after an employee is injured to help create a return-to-work plan that works for you.
return-to-work program
Our experienced team helps design the right program for individual claims, or assist you in creating a proactive program to safely get your employee back to work — all at no cost.
quality medical care
Including hospitals, clinics, specialists, pharmacies, physical therapists, chiropractors, diagnostic testing, durable medical equipment vendors, rehabilitation, and home healthcare providers.
skilled providers
LWCC has selected providers across the state based on their expertise in occupational medicine, professional credentials, use of established treatment guidelines, and effective return-to-work practices.
prompt access
With OMNET®, injured employees are guaranteed appointments with specialists on a priority basis.
statewide
The first of its kind in Louisiana, OMNET includes providers across the state, even in rural areas.
strong financial results
The dividend program is made possible by the sound counsel of our agent partners, our employees’ dedication to excellence in execution, policyholders’ continued commitment to safety, a strategic approach to investment and risk management, and guiding principles that keep us focused on planning and preparing for the unexpected.
policyholders
Returns are maximized by long-term policyholders who become fully vested in the dividend program.
shared
A unique benefit for policyholders of a mutual insurance company.
workers’ compensation related
Provide a broad range of litigation services in the workers’ compensation arena.
provides counsel
The team handles cases of all sizes, regardless of the complexity of the dispute at issue.
in-house legal team
The Johnson, Rahman & Thomas team has approximately 19 lawyers, paralegals and legal assistants.
correct premium
Per the policy, the final premium is determined after the policy ends by using the actual premium (validated at the audit), along with proper classifications and rates.
charged
The amount of premium due.
opportunity
The audit is an important step in the workers’ comp insurance process.
financial gain
Can include paid benefits, unnecessary treatment or prescriptions, misrepresenting business details, and more.
intentional deception
Deception by a member of the workforce, a company leader, or a healthcare provider.
fully protect
Workers’ compensation is a form of insurance providing wage replacement and medical benefits to employees injured on the job.
assist employers
Agents solicit and negotiate insurance contracts for the best fit between an insurer and a business or organization.
valuable resource
LWCC does not write workers’ comp policies directly with employers. We are proud to partner with agents across the state to provide outstanding service to our policyholders and their workers.
business, organization,
LWCC covers only Louisiana businesses and organizations
insurance policy
Our focus always has and always will be workers’ comp insurance
business or individual
LWCC covers only Louisiana businesses and organizations
injured workers
LWCC understands the difficulty of being injured on the job and is there to help those requiring assistance in recovery and return to work.
workers’ compensation
A form of insurance providing wage replacement and medical benefits to employees injured on the job.
private, nonprofit
We are mandated to serve the mutual benefits of our members.
evaluate corporate performance
The broader impact a company is having on the community and the world.
Non financial factors
Environmental, social, and governance
safety resources
Training, information, and experienced professionals made available to policyholders to prevent workplace accidents and improve overall workplace safety.
Equipping You and Your Business for the Future
As an employer, you want the best for your most valued asset— your employees.
LWCC works beside you as your partner, helping you protect your employees from work-related injuries and making safety, health, and wellness an integral part of your culture and operations. If an injury does occur, we’ll be there to provide fast, quality claims management to ensure your employees receive the best possible medical care and return to work as quickly and safely as possible.
Managing your LWCC Policy
LWCC Interactive
Our secure, password-protected online platform simplifies the management of your workers’ comp insurance with LWCC. Available 24/7, it allows policyholders to report a claim quickly, request loss runs, request claims analysis, access policy information, and more.
Claims Management
The goal of our claims management program is to help get your employees well and back to work as soon as possible. Learn more about how to file a claim and how our experienced team closely manages all aspects of a claim.
Make a Payment
Payments can be made online through a secure payment processing system.
Discover our Policyholder Services & Resources
LWCC offers a robust suite of services to our policyholders to help you establish best practices and maximize your workers’ comp policy. By utilizing these programs and best-in-class resources, together we can keep your workforce safe and elevate Louisiana.
OMNET
Our statewide occupational medicine network which provides injured employees with immediate access to specialized healthcare providers.
WorkAction
LWCC’s Return to Work program that capitalizes on the window of opportunity right after an employee is injured to help create an individualized return-to-work plan.
Safety Services
A team of experienced safety professionals lead our department of complementary safety programs aimed at helping you develop and maintain a safe working environment.
Legal Assistance
Our in-house law firm offers free legal services for policyholders in workers’ compensation related legal matters.
Fraud Prevention
LWCC’s Fraud Team diligently pursues fraudulent claims and educates policyholders on preventative measures to lower workers’ comp costs for employers.
Premium Audit Preparation
LWCC’s objective is to make the audit process a positive experience for all parties. Learn about what to expect.
Corporate Wellness Program
Health and wellness play a large role in safety. Further develop your culture of safety with our corporate wellness resources.
New Policyholder Welcome Guide
Thank you for trusting us with your workers' comp insurance. Access our Policyholder Welcome Kit to discover resources designed to help you establish best practices and take advantage of LWCC's services and offerings.
Guide to Reporting an LWCC Claim
LWCC works diligently to help companies prevent workplace injury. However, should an accident occur, here are the steps required to file a claim correctly and engage our team of claims experts.
Implementing these practices in your workplace could not only reduce the frequency and severity of workplace injuries, but also reduce the rates of your workers' comp insurance.
Making Safety Part of your Workplace Culture
LWCC is committed to supporting all policyholders in the development of safety programs and culture. A successful safety and risk management program requires detailed planning, careful implementation, and employers and employees who are committed to a strong safety culture.
Policyholder news & updates
Is it Bad to File a Workers’ Compensation Claim?
Filing timely workers’ comp claims is always the best course of action, ensuring injured workers receive the care they need. Whether you’re a first time employee or seasoned professional, understanding the claims process can help you make best decision for your future.
10 FAQs Regarding Workers' Comp Audits
Audits can be confusing, but they are also a vital component that benefit workers’ comp policyholders by ensuring we understand your business operations and correct premium is being charged. LWCC is here to help you understand the ins and outs of audits by answering your frequently asked questions.
Safety Funds Recipient: NOLA Habitat for Humanity
The New Orleans Area Habitat for Humanity has spent the past 40 years helping elevate Louisiana citizens through the provision of safe and affordable housing. Recently, they also elevated the safety of their team with the help of the LWCC Safety Funds Program.
