WORKACTION

LWCC’s early intervention return-to-work program helps injured workers get back to work as quickly and safely as possible.

or individual

LWCC covers only Louisiana businesses and organizations

workplace safety

Guaranteeing your workplace is as safe as possible for your workforce is the best way to minimize risk and decrease chances of workplace injury.

system of free resources

A vast online library of regularly-updated safety resources, tools, and references made available to policyholder for free.

safety experts

LWCC’s Consultants on Call are dedicated to understand your operations and customizing safety solutions to meet your needs.

mutual insurance company

We are mandated to serve the mutual benefits of its members.

personalized service

Our Agency Relations representatives are available to partner with you to serve your policyholders through in person or virtual visits, depending on your preference.

underwriting team

Specialized team with in-depth knowledge of the unique needs of companies of various sizes and specialties.

tools and information

The team assists agents in connecting to relevant department contacts, as well as resources, tools, guides, and educational materials available from LWCC.

dedicated agent resource

LWCC Agency Relations are here to serve agents and their staff only.

compassionate care

Genuine compassion requires the experience to know what matters and what help is actually needed.

plan development

WorkAction plans are customized to the injured workers’ needs by vocational rehabilitation specialists.

early intervention

Our WorkAction return-to-work program capitalizes on the window of opportunity right after an employee is injured to help create a return-to-work plan that works for you.

return-to-work program

Our experienced team helps design the right program for individual claims, or assist you in creating a proactive program to safely get your employee back to work — all at no cost.

quality medical care

Including hospitals, clinics, specialists, pharmacies, physical therapists, chiropractors, diagnostic testing, durable medical equipment vendors, rehabilitation, and home healthcare providers.

skilled providers

LWCC has selected providers across the state based on their expertise in occupational medicine, professional credentials, use of established treatment guidelines, and effective return-to-work practices.

prompt access

With OMNET®, injured employees are guaranteed appointments with specialists on a priority basis.

statewide

The first of its kind in Louisiana, OMNET includes providers across the state, even in rural areas.

strong financial results

Dividends are made possible through the sound counsel of agent partners, employees’ dedication to excellence in execution, and policyholders’ continued commitment to safety and wellness.

policyholders

Returns are maximized by long-term policyholders who become fully vested in the dividend program.

shared

A unique benefit for policyholders of a mutual insurance company.

workers’ compensation related

Provide a broad range of litigation services in the workers’ compensation arena.

provides counsel

The team handles cases of all sizes, regardless of the complexity of the dispute at issue.

in-house legal team

The Johnson, Rahman & Thomas team has approximately 19 lawyers, paralegals and legal assistants.

correct premium

Per the policy, the final premium is determined after the policy ends by using the actual premium (validated at the audit), along with proper classifications and rates.

charged

May help identify gaps in coverage or discounts or credits that may apply to your policy.

opportunity

The audit is an important step in the workers’ comp insurance process.

financial gain

Can include paid benefits, unnecessary treatment or prescriptions, misrepresenting business details, and more.

intentional deception

Deception by a member of the workforce, a company leader, or a healthcare provider.

fully protect

Workers’ compensation is a form of insurance providing wage replacement and medical benefits to employees injured on the job.

assist employers

Agents solicit and negotiate insurance contracts for the best fit between an insurer and a business or organization.

valuable resource

LWCC does not write workers’ comp policies directly with employers. We are proud to partner with agents across the state to provide outstanding service to our policyholders and their workers.

business, organization,

LWCC covers only Louisiana businesses and organizations

insurance policy

Our focus always has and always will be workers’ comp insurance

business or individual

LWCC covers only Louisiana businesses and organizations

injured workers

LWCC understands the difficulty of being injured on the job and is there to help those requiring assistance in recovery and return to work.

workers’ compensation

A form of insurance providing wage replacement and medical benefits to employees injured on the job.

private, nonprofit

We are mandated to serve the mutual benefits of its members.

evaluate corporate performance

The broader impact a company is having on the community and the world.

Non financial factors

Environmental, social, and governance

safety resources

Training, information, and experienced professionals made available to policyholders to prevent workplace accidents and improve overall workplace safety.

BENEFITS OF WORKACTION

Our passion for supporting injured workers goes a long way

Faster Recovery

Research shows that employees recover from their injuries faster when they are on the job, even in a modified or light-duty capacity. LWCC facilitates this process by incorporating work tasks into the physician-approved treatment plan.

Higher Productivity

By helping the employee back to work in some capacity, you ensure that productivity doesn’t suffer. The ultimate goal is for the employee to return to their pre-injury duties.

Happier Employees

By helping employees get back to work, you are helping them maintain their financial security and self-esteem.

Lower Costs

Industry data indicates employer return-to-work efforts can result in significant claims cost savings.

WORKACTION PROCESS

The Program In Action

Vocational rehabilitation specialists help injured employees get back to work by providing on-site job analysis and recommend modified or transitional duty alternatives to ease the injured employee back into the workforce.

Site Visit

A vocational rehabilitation consultant will visit your worksite to analyze the employee’s current job and help identify appropriate transitional duty work.

Job Analysis

The analysis includes a written report, as well as photographs of the job being performed. The job analysis is forwarded to the treating physician for review.

Physician Review

The physician will review the analysis and make a recommendation about the employee’s ability to return to work, along with any restrictions.

Follow Up

LWCC will follow up to help you create a transitional duty plan based on the physician’s recommendation.