The Second Injury Fund (SIF) is a state-administered program that may reimburse part of a claim when an employee with a permanent pre-existing condition is subsequently injured on the job. The fund encourages employers to hire people with disabilities by reducing financial liability if these employees get hurt on the job, and SIF elements are met. Because the SIF reimburses part of your claims costs, it may help reduce your experience modifier (E-mod), leading to lower workers’ compensation premiums.
Since employer knowledge is a required element for SIF approval, the most important step as an employer is to have your employees complete the SIF questionnaire post-hire and at intervals during employment. This will document your knowledge of a pre-existing condition that may qualify as a permanent partial disability.
Employers should have the employees complete the questionnaire post-hire and retain it within the employee’s personnel file. In the event of a workplace injury, the claims representative will request a copy.
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Daymond John Shares the Power of Purpose-Driven Business
Daymond John, founder of FUBU and star of ABC’s “Shark Tank” was featured in LWCC’s Speaker Series on May 18. From the stage of the Foster Learning Center, he shared his personal story of success and the importance of purpose-driven business with a focus on the greater good.
LWCC Dedicates the Foster Learning Center
The new facility in Baton Rouge honors our founder, the late Governor Foster, and serves as a valuable resource for employees, agents, policyholders, and partners to facilitate meaningful collaboration and learning that will help Louisiana progress into the future.
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